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Uninsured vehicles

It is well-established that there is a link between criminality and uninsured driving. An uninsured driver is six times more likely to have a conviction for drink or drug driving, and ten times more likely to have another motoring conviction.

In a bid to actively reduce the number of uninsured vehicles on our roads, the Bedfordshire, Cambridgeshire and Hertfordshire Road Policing Unit are running Operation Tutelage. 

Every week Automatic Number Plate Recognition (ANPR) cameras are checked and if a vehicle appears to have no insurance, according to the Motor Insurers Bureau, a letter will be sent to the registered owner. The letter is not a notice of intended prosecution but a request for the owner to contact their insurance provider to ensure they are covered. 

We appreciate there may be a number of reasons as to why a vehicle may show as having no insurance including: 

  • administrative errors
  • incorrect registration numbers held on certificates
  • late payments
  • cancelled or voided policies
  • there is no policy in force
  • a new insurance which may not yet been entered on to the Motor Insurance Database.

Did you know?

Your vehicle can be seized under Section 165 of the Road Traffic Act 1988 if it is stopped by the police on a road or public place without a valid policy of insurance. The vehicle would not be released until a valid policy of insurance has been produced and a release fee paid (including the recovery fee and storage charges).  After 14 days the vehicle will be disposed of to recover the costs of recovery. 

The offence can carry 6 to 8 penalty points at a Magistrates’ Court with the option of a discretionary disqualification and an unlimited fine.  If the offence is dealt with at the roadside by way of fixed penalty, this carries a fine of £300 and 6 penalty points. 

Where a vehicle is continually used on the roads without a valid policy of insurance, it will be subject of further attention and ultimately enforcement. 

Should you have any queries, please email:

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